Privacy Policy
Last updated: January 2026
1. General information
Bearspreadwt S.R.L., with Tax Identification Number (NIT) 1023456789, domiciled at Av. Mariscal Santa Cruz No. 1392, Edificio Hansa, Floor 8, Of. 804, La Paz, Bolivia, is responsible for the processing of personal data collected through the platform bearspreadwt.com. This policy is governed by the Political Constitution of the Plurinational State of Bolivia (Article 21, paragraph 2) and the current provisions on personal data protection, including the General Telecommunications, Information Technology and Communication Law (Law 164) and its regulations.
2. Data we collect
We collect information that you provide directly when using our services: identification data (full name, identity document), contact data (email, phone, postal address), information provided through the contact form (name, email, message content), and technical data automatically generated during browsing (IP address, browser type and version, operating system, pages visited, and visit duration).
3. Purpose of processing
We use your data to: manage the real estate crowdlending platform and user interactions; respond to inquiries and requests made through the contact form; send service-related communications when you have given your consent; comply with legal and regulatory obligations established by Bolivian regulations; and improve the user experience through analysis of browsing and platform usage patterns.
4. Legal basis for processing
The processing of your data is based on: your explicit consent when completing forms and accepting this policy; the execution of the contractual relationship between you and Bearspreadwt; compliance with legal obligations applicable in the Plurinational State of Bolivia; and our legitimate interest in improving and maintaining platform security.
5. Data sharing
We do not sell or rent your personal data to third parties. We may share information with: technology service providers who assist us in platform operations, under confidentiality agreements; Bolivian regulatory authorities when required by current legislation; and professional advisors (legal, accounting) to the extent necessary for compliance with our obligations.
6. International transfers
In the event that your data is transferred outside Bolivian territory (for example, to servers located in other countries for platform hosting), we will ensure that adequate protection guarantees exist, including contractual clauses ensuring a level of protection equivalent to that established by Bolivian regulations.
7. Retention period
We retain your personal data for the time necessary to fulfill the purposes described in this policy. Contact data is maintained while there is an active relationship or during the period necessary to respond to your inquiry. Data related to legal obligations is retained for the periods established by Bolivian legislation (generally between 5 and 10 years depending on the type of obligation). Once these periods are fulfilled, data is securely deleted or anonymized.
8. User rights
In accordance with applicable regulations, you have the right to: access your personal data and request a copy; rectify inaccurate or incomplete data; request deletion of your data when no longer necessary; object to processing in certain circumstances; and request data portability in a structured format. To exercise these rights, contact contacto@bearspreadwt.com. We will respond within a maximum of 15 business days.
9. Security measures
We implement appropriate technical and organizational measures to protect your data against unauthorized access, alteration, disclosure, or destruction. These include encryption of data in transit and at rest, role-based access controls, continuous infrastructure monitoring, and periodic security audits.
10. Changes and contact
We reserve the right to update this policy to reflect changes in our practices or applicable legislation. Any substantial modification will be communicated through the platform. For any inquiry about this policy or the processing of your data, you can write to us at contacto@bearspreadwt.com or visit our office at Av. Mariscal Santa Cruz No. 1392, Edificio Hansa, Floor 8, Of. 804, La Paz, Bolivia.